Lotus Financial · Tax, planning, and CFO support
Taxes done right.Numbers you can trust.
We help families and small businesses file with confidence, plan ahead, and understand what their numbers are saying. No surprises in April, and no guessing the rest of the year.
Who we help
Families, small business owners, and growing companies.
What we do
Tax returns, tax planning, sales tax, audit support, and fractional CFO help.
How we work
Clear answers, plain language, and a secure portal so you never email a tax document.
What we do
Everything tax and numbers, in one place.
One CPA who knows your whole picture. Your return, your planning, and your books all work together instead of living in separate offices.
Personal tax returns
Federal and state returns for individuals and families, including investments, rental property, and self employment income.
Business tax returns
Returns for sole proprietors, partnerships, S corporations, and C corporations, filed correctly and on time.
Tax planning and strategy
We look ahead, not back. The right structure, the right timing, and the right deductions, so you keep more of what you earn.
Fractional CFO support
Monthly numbers you can read, budgets and cash flow, and a steady voice in the room for big decisions, without a full time hire.
Sales tax
Registration, filing, and cleanup. We keep you current with the state and out of trouble.
Audit support
Got a letter from the IRS or the state? We read it, gather what’s needed, and help you respond calmly.
Who it’s for
Built for people with real lives and real businesses.
Individuals and families
- You want your return done right, and you want to understand it.
- You own rental property or investments.
- You have self employment income on top of a regular job.
- You got a notice and don’t know what to do next.
Small and growing businesses
- You want your books and your taxes to finally agree.
- You need someone to plan, not just file.
- You’re growing and need CFO level help without the salary.
- You collect sales tax and want it handled right.
How it works
Simple, secure, and calm.
Say hello
Reach out and tell us what you need. We’ll talk it through and agree on the plan.
Get your login
We set you up in our secure client portal. No more tax documents in email.
Upload your documents
We send you a short list of what we need. You upload it from your phone or computer.
We do the work
We prepare, review, and explain it. You approve, and we file.
About
Nicole Stephenson, CPA
Nicole is a licensed CPA with more than twenty years in accounting and finance. She’s also a licensed realtor, so she knows how property, income, and taxes fit together.
She believes tax work should feel clear, not scary. Her clients get clear answers and a real person to talk to.
Nicole works alongside her partner, Jena Fonseca, so there's always someone who knows your file.
- Licensed CPA
- 20+ years in finance
- Licensed realtor
For clients
Your secure client portal.
Log in to upload documents, see what we still need, and send us questions. Everything is private and encrypted.
Say hello
Ready for taxes that make sense?
Reach out and we’ll talk it through. No pressure, and everything stays private.
nicole@lotusfinancial.us